
PRIVACY POLICY
This
Privacy Policy (“Privacy Policy”) describes how we, London School of
Business and Certified Accountants – LSBCA GLOBE Ltd. ( For Online
Classes referred to as “LSBCA GLOBE” or “we” or “us”), collect, use and
share information about our users (“you”) through our Platform. Please
review our Terms of Use and Privacy Policy (collectively referred to as
the “Terms”) that govern the use of the Platform and the Programs. This
Privacy Policy shall form a part of the Terms by way of reference. All
capitalised terms not defined in this Privacy Policy have the respective
meanings set forth in the Terms of Use. This Privacy Policy applies
only to the part of the Platform provided by LSBCA GLOBE , and we are
not responsible for the practices of persons, companies, institutions or
websites that LSBCA GLOBE does not control, manage or employ.
Please
understand that by using our Platform or submitting any Personally
Identifiable Information (defined below) to us, you consent and agree
that we may collect, use, disclose and retain your information
(including but not limited to your Personally Identifiable Information)
in accordance with this Privacy Policy and our Terms of Use, and as
permitted or required by law. LSBCA GLOBE reserves the right to share
the information collected hereunder with its own affiliates. In the
event of sale or transfer of all or a portion of our business assets,
consumer information may be one of the business assets that are
transferred as part of the transaction. If you do not agree with these
Terms, then please do not provide any Personally Identifiable
Information to us. If you refuse or withdraw your consent, or if you
choose not to provide us with any required Personally Identifiable
Information, we may not be able to provide you with the services that
can be offered on our Platform.
1.INFORMATION COVERED BY THIS PRIVACY POLICY
Some
of our Platform’s functionality may be used without revealing any
personal information, though for features or services related to the
Programs, personal information is required. If you do not use these
specific features or services on the Platform, then the only information
we collect will be “Non-Personal Information” (i.e., information that
cannot be used to identify you). Non-Personal Information includes
information like the web pages that you have viewed. In order to access
certain features and benefits on our Platform, you may need to submit
“Personally Identifiable Information” (i.e., information that can be
used to identify you). Personally Identifiable Information can include,
but not be limited to, information such as your name, email address,
contact number (cellular and landline), educational qualification(s),
Aadhaar number, PAN, social security and tax identification numbers, and
post-qualification or work experience among other things. You are
responsible for ensuring the accuracy of the Personally Identifiable
Information you submit to LSBCA GLOBE . Inaccurate information may
affect your ability to use the Platform, the information you receive
when using the Platform, and our ability to contact you. For example,
your email address should be kept valid because it is one of the primary
channels through which we communicate with you.
2.INFORMATION COLLECTION
NON-PERSONAL INFORMATION
When
you come to our Platform, we may track, collect and aggregate
Non-Personal Information indicating, among other things, which pages of
our Platform were visited, the order in which they were visited, when
they were visited, and which hyperlinks were “clicked.” We also collect
information from the URLs through which you connected with our Platform.
Collecting such information may involve logging the IP address,
operating system and browser software used by each user of the Platform.
Although such information may not be considered Personally Identifiable
Information, based on local laws, we may be able to determine a user’s
Internet Service Provider and the geographic location of his or her
point of connectivity from an IP address. We collect Non-Personally
Identifiable Information from the Platform visitors to track the total
number of visitors on the Platform in aggregate form and to identify the
type of Internet web browser (e.g., Internet Explorer®) and operating
system (e.g., Windows®) used by them. This information allows us to
continuously improve our Platform and services.
PERSONALLY IDENTIFIABLE INFORMATION
We
collect through our Platform, or through third-party platforms being
used by us, the information that you provide to us when you sign up for
information updates or Programs, participate in our public forums, avail
our chat room services, send you emails, call you, participate in
online or offline events, and/or receive other services on or through
our Platform or through any of LSBCA GLOBE ’s or its Educational
Partners’ offline activities. This information may include, among other
things, your name, postal address, email address, contact number, social
security or tax identification numbers, login credentials (in the case
of registered users), educational qualification(s), salary information,
working goals, post-qualification experience, and photographs. We
collect demographic information such as your gender, socio-economic
status, and other similar personal information. In the case of
scholarships, refunds or referrals, we will collect your bank account
information. Other than this, we do not collect any of your financial
information, and all payments are processed by third-party payment
gateway providers.
LSBCA GLOBE , or its Educational Partners and
third-party service providers, may, for instance, collect certain
information from you in conjunction with assignments, exams and other
assessments related to the online course. For example, as part of a
proctored exam for a course, LSBCA GLOBE (or its third-party service
providers) may collect certain Personally Identifiable Information from
you in order to (a) verify or authenticate your identity or submissions
made by you, such as a signature for a test or an assignment log, a
photograph or a recording of you (e.g., using a webcam) or information
included on a photo identification card or document, or (b) monitor your
performance during an exam to confirm that you are abiding by the
applicable test rules or requirements (e.g., confirming that you are not
using prohibited resources). LSBCA GLOBE may also collect information
from you or about your performance or your accomplishments, such as
quiz/exam scores, grades, project evaluations, teacher evaluations and
other evaluations of your performance or accomplishments.
Should
you need any financial assistance, LSBCA GLOBE may recommend certain
third-party credit facility providers. Should you opt to sign up with
such credit facility providers, any information you provide to them will
be governed by their terms of use and policies, as you would be their
direct customer. Please note, LSBCA GLOBE does not control, manage or
regulate such third-party providers.
THIRD-PARTY SERVICE PROVIDERS
We
may receive your information when you access or log in to a third-party
site, e.g., Facebook, WhatsApp from our Platforms or when you respond
to our Ads on such third-party platforms. This may include the text
and/or images of your Personally Identifiable Information available from
the third-party site. Please be aware that the information we obtain
from such third-party platforms is often dependent on their privacy
policies and/or on your settings regarding what information you have
consented to share with them.
We may enter into arrangements with
third parties to serve Ads on our behalf across the Internet, social
networking sites and blogs. They may collect or store information about
your visits to our Platform and your interaction with our products and
services. They may also use information about your visits to this
Platform and to other websites to target advertisements for goods and
services or for any other purpose. This information is collected through
the use of a pixel tag, which is an industry standard technology used
by most major websites. Such third parties are not permitted by LSBCA
GLOBE to sell or share your Personally Identifiable Information as
part of this process. If such third parties sell or share the Personally
Identifiable Information as part of the process, LSBCA GLOBE ’s
liability shall be limited to providing you with reasonable assistance
in any action you may choose to take against such third parties, at your
sole cost and expense.
We have third-party sales and marketing
affiliates who may collect your information through one of the various
channels owned by them and share this information with us, based on your
interest in our Programs. For example, an affiliate may hold an event
and share the details of the attendees with LSBCA GLOBE .
INFORMATION WE RECEIVE FROM OTHER SOURCES
We
may receive information about you if you use any of the other platforms
we operate or the other services we provide. In this case, the data may
be shared internally and combined with the data collected on the
Platform. We are also working closely with third parties (including, for
example, Educational Partners, scholarship providers, marketing
partners, sales affiliates, subcontractors in technical/advertising
networks, analytics providers, and search information providers) and may
receive information about you from such sources. We may also receive
your information from your employers, educational institution or
scholarship providers, where your Program is partly or fully sponsored
by such a third-party. The third-party sponsoring your participation in
the Programs may provide us your information, subject to our agreement
with them and, therefore, the third-party sponsor may be the controller
with respect to such data. In
cases where you have been referred under any referral scheme, we will receive your information from the referrer.
USE OF INFORMATION
We
may use the information we collect to provide you with information
relating to our Program and/or other LSBCA GLOBE services, to respond
to your questions or interest shown in our Programs, and to send you
updates about the Programs, other LSBCA GLOBE events, platform
maintenance or new services provided by LSBCA GLOBE , among other
things, through itself or through third parties, via email, SMS, phone
call or any other medium.
We use your information for managing
and processing purposes, including, but not limited to, tracking
attendance, progress and completion of a Program. As part of our
management and processing of the Program, we will use certain Personally
Identifiable Information to administer exams, projects, and other
assessments for the Program. For example, as part of an exam, LSBCA
GLOBE may use certain information collected from you in order to
verify your identity or to monitor your performance during the exam to
confirm that you are abiding by the applicable testing rules or
requirements.
We may use your Personally Identifiable Information
in order to provide such services to you and for quality control
purposes, and we may also archive this information and/or use it for
future communications with you. For example, LSBCA GLOBE may make
available to you chat room services that allow you to communicate with
LSBCA GLOBE ’s staff members or your peers in the same cohort, and we
may use and share your Personally Identifiable Information to provide
these services to you. In another example, LSBCA GLOBE ’s staff members
may create groups on WhatsApp (or similar service providers) with other
students and make you a member of such a group. These groups may be used
to provide services in conjunction with the Programs, including, but
not limited to, updates related to the Programs, details of potential
employers, etc. Please be aware that the information disclosed on a
third-party service provider’s platform will be dependent and subject to
such third-party’s privacy policies and/or on your settings regarding
what information you have consented to share with them. LSBCA GLOBE
and/or its associates shall have no liability in this regard whatsoever.
LSBCA
GLOBE may use certain companies that enable you to establish a
membership to participate in digital wallets, payment services or
rewards programs. If you elect to do so, we will disclose to such
companies your information that is necessary to make their programs work
and support your membership with them. We are not responsible for the
privacy practices of the companies sponsoring these membership programs,
and we suggest you review the individual privacy policies of each
company with whom you establish such memberships. Billing information
may be archived by us or our providers. We may archive Personally
Identifiable Information other than billing information and/or use it
for future communications with you.
LSBCA GLOBE may use and
share your information to improve its services and offerings. For
example, we, through our service providers (like auditors or surveyors),
may approach you to understand the impact of our Programs on your
careers. For this purpose, we may connect with you via a phone call,
email you questionnaires, or request you to attend workshops.
To
the extent any Personally Identifiable Information collected by us
contains images of you, you grant LSBCA GLOBE a limited, non-exclusive
right to use, reproduce, distribute, or prepare derivative works of or
publicly display such images and/or your likeness in relation to the
Program or for marketing purposes. We may use your photograph along with
employer information, transition information, designation change, etc.,
for Ads/and or social media posts to highlight our learners’
achievements.
We use Non-Personal Information in aggregate form
to build higher-quality, more useful services by performing statistical
analysis of the collective characteristics and behaviour of our Users
and by measuring demographics and interests regarding specific areas of
our Platform.
3.SHARING YOUR INFORMATION
In addition to the examples provided above, we will share your information in the following manner:
Educational Partners
We
may share the information that we collect from you with the particular
Educational Partner (e.g., a university or a company) that developed or
offered the Program you are taking; the instructor(s) who taught,
managed or otherwise oversaw the Program; external graders who will be
assessing your performance; or mentors who will be supporting students.
Information shared with our Educational Partners will be subject to the
privacy policies and procedures of such partners. Also, we may archive
this information and/or use it for future communications with you.
Employers, Sponsors and Scholarship Providers
If
you are taking a Program that is sponsored or paid for by your employer
or a sponsor, or if you have availed a scholarship from a third-party
scholarship provider, we may share your Personally Identifiable
Information and grades, evaluations or progress in the Program with your
employer/sponsor/scholarship provider. This information may be shared
at any time during the Program or afterwards.
Service Providers
We
provide access to or share your information with operations and
maintenance contractors and other third parties who perform services on
our behalf. They have access to perform these services but are
prohibited from using your information for other purposes. They provide a
variety of services to us, including billing, sales, marketing, test
proctoring, couriers, mentoring, recruitment consulting, product content
and features, advertising, analytics, research, customer service, data
storage, security, fraud prevention, credit facilities, payment
processing and legal services. Moreover, in certain circumstances, we
may share certain Personally Identifiable Information and materials with
third parties including, but not limited to, service providers such as
Facebook or WhatsApp in order to provide you services that you have
requested or services that LSBCA GLOBE provides in conjunction with
the Programs. Also, we use certain third-party platforms to collect your
information (such as Google Forms), as a consequence of which, your
information may be stored on their servers.
Recruitment Services
If
you have opted for any of our recruitment services or if you
participate in any of our recruitment activities, we will be sharing
your information with recruiters and potential
employers. For
example, if you participate in a recruitment drive jointly organised by
LSBCA GLOBE and a recruitment agency, we will share your information
with the recruitment agency and with potential employers who wish to
consider you for employment. In this case, such a recruitment agency or
an employer may directly contact you to schedule interviews, etc. Please
note that any information you share with the recruitment agency or
employer will be governed by their policies.
LSBCA GLOBE offers
public sharing features as part of its career services, which, among
other features, makes your careers profile as well as your details and
information public, including your progress in the Program to others
outside of LSBCA GLOBE . By electing to participate in any of these
services, you acknowledge that any information or materials you include
in your profile can be viewed by other persons accessing the Platform,
including potential or existing employers, recruiters, peers, as well as
others on the applicable third-party websites. You also acknowledge
that the information shared may remain accessible on third-party
websites and/or to those you have shared the information with, in the
event you make your profile private after having made it public and/or
ceasing to share your information. You also acknowledge that LSBCA
GLOBE has no control over the access of or use of information provided
to third parties via this mode outside its website.
Alumni Portal and Networking Services
We
may collaborate with certain third-party service providers to arrange
and provide networking activities to previous, current or potential
students of LSBCA GLOBE . For this purpose, LSBCA GLOBE may share
certain basic information such as your name, email address and cohort
details with such third-party service providers in order to enable them
to invite you to connect. Should you agree to sign up to their services,
please note that any information you provide will be governed by their
policies. In certain cases, in order to facilitate communication between
students, we may share your information with other students on chat
forums such as WhatsApp and Facebook.
Government and Regulatory Disclosure
LSBCA
GLOBE may share your Information with various government authorities
in response to court orders or other legal processes to establish or
exercise our legal rights or to protect our property; to defend against
legal claims; or as otherwise required by law. In such cases, we reserve
the right to raise or waive any legal objection or right available to
us. We may also share your information when we believe it is appropriate
to investigate, prevent or take appropriate action regarding illegal or
suspected illegal activities; to protect and defend the rights,
property, or safety of LSBCA GLOBE , the Platform, our users, customers,
or others; and in connection with our Terms and other agreements.
Associates and Business Transfers
LSBCA
GLOBE may share your Personally Identifiable Information with any
Associate. The term “Associate” includes, with respect to any person,
any entity that is controlled by such person, or any entity that
controls such person, or any entity that is under common control with
such person, whether directly or indirectly, or, in the case of a
natural person, any Relative (as such a term is defined in the Companies
Act, 1956, and Companies Act, 2013, to the extent applicable) of such a
person.
LSBCA GLOBE may disclose and/or transfer your
Personally Identifiable Information to an acquirer, assignee or other
successor entity in connection with a sale, merger, or
reorganisation
of all or substantially all of the equity, business or assets of LSBCA
GLOBE to which your Personally Identifiable Information relates.
Business Partners
With
your consent, LSBCA GLOBE may share information that can be used to
directly contact you with third-party business partners, such as
companies that may be offering products or services or other
opportunities that may be of interest to you.
PUBLIC DISCLOSURE OF INFORMATION
Any
Personally Identifiable Information that is voluntarily displayed by
you on the Platform may be used by third parties for unsolicited
purposes. Please note that LSBCA GLOBE shall not be liable for such
unsolicited use by third parties of your Personally Identifiable
Information that has been voluntarily displayed by you.
4.AGGREGATED DATA
"Aggregated
Data" means records that have been stripped of Personally Identifying
Information and that have been manipulated or combined to provide
generalised, anonymous information. Your identity and personal
information are not available in Aggregated Data. We may combine your
personal information on an anonymous basis with other information to
generate Aggregated Data for internal and commercial use, and for
sharing with affiliates, subsidiaries and business partners for planning
and marketing purposes.
5.PROTECTION OF INFORMATION
CONFIDENTIALITY AND SECURITY
LSBCA
GLOBE takes all reasonable precautions to protect your Personally
Identifiable Information both online and offline, in order to avoid any
unauthorised access or breach. In addition, we participate in
cooperative database services. These services help us direct
newsletters, mailings and other marketing initiatives to appropriate
purchasers and website visitors. Names and mailing addresses may be
shared between participating parties in the co-operative database
services.
NOTIFICATION OF CHANGES
We may update this
Privacy Policy at any time, and it will be posted on this Platform as
and when it is updated, so that you are always aware of what information
we collect, how we use it, and the circumstances under which we may
disclose it. Unless stated otherwise, our current privacy policy applies
to all information that LSBCA GLOBE has about You and Your account,
even if it was collected in the past.
YOUR EMAIL ADDRESS AND MOBILE NUMBER
We
may store the email addresses/mobile numbers of those who communicate
with us via email/mobile or who have shown interest in our Programs and
add them to our mailing/SMS/call list when you sign up to receive
special promotions and updates. By electing to receive emails/SMS/calls
from us, we would be able to send you exclusive information and special
offers, which you may otherwise not learn about from our Platform. If
you are a registered user and wish to change your preferences, or if you
prefer to opt out of regular mail/SMS/calls, you may mail us at
contact@lsbcaglobe.com to notify us of your request.
Once you have
submitted you opt-out request, you may assume that it has been
successfully received and is being processed. Please allow us 14
business days from when the request was received to complete the
removal, as some of our promotions may already have been in process
before you submitted your request.
THIRD-PARTY LINKS
Our
Platform may contain links to other sites. The linked sites are not
under the control of LSBCA GLOBE . Please be aware that LSBCA GLOBE is
not responsible for the privacy practices of such other sites. LSBCA
GLOBE advises you to read the privacy policies of each and every
website that collects your information, including Personally
Identifiable Information. If you decide to access any of the third-party
sites linked to the Platform, you do so entirely at your own risk. Any
links to any partner of the Platform should be the responsibility of the
linking party, and LSBCA GLOBE shall not be responsible for notifying
you of any change in the name or location of any information on the
Platform.
RETENTION OF PERSONALLY IDENTIFIABLE INFORMATION
If
you reside or are in the European Union, we keep your Personally
Identifiable Information for no longer than necessary for the purposes
for which the Personally Identifiable Information is processed. The
length of time we retain Personally Identifiable Information depends on
the purposes for which we collect and use it and/or as required to
comply with applicable laws and to establish, exercise or defend our
legal rights.
6.SERVERS
LSBCA GLOBE and its Indian
service providers store information about you on servers located in
India, whereas our international service providers may store your
information on servers located in other countries. By using our
services, you consent to the storage of your information within India or
such other countries. If you are using the services from outside India,
please know the information you submit will be transferred to and
stored in our servers in India or such other countries. The data
protection and other laws of India and/or other countries might not be
as comprehensive as those in your country. By submitting your data
and/or using our services, you acknowledge the transfer, storage and
processing of your information in and to India.
As described
above, LSBCA GLOBE also may subcontract the processing of your data
to, or otherwise share your data with, service providers and others in
countries other than your country of residence, including India, in
accordance with the applicable law. Such third parties may be engaged
in, among other things, the provision of services to you, the processing
of transactions and/or the provision of support services. By providing
us with your information, you acknowledge any such transfer, storage or
use.
With respect to subjects of the European Union, if we
provide any information about you to any such Non-European Union
entities, we will take appropriate measures to ensure that such
companies comply with the applicable data protection laws. If
applicable, you may make a complaint to the data protection supervisory
authority in the country where you are based. Alternatively, you may
seek a remedy through local courts if you believe your rights have been
breached. Should you require any further information on the processes
followed, please connect with the Grievance Officer (details mentioned
below).
7.CHILDREN’S AND MINORS’ PRIVACY
LSBCA GLOBE
strongly encourages parents and guardians to supervise the online
activities of their minor children and consider using parental control
tools available from online services and software manufacturers to help
provide a child-friendly online environment. These tools can also
prevent minors from disclosing their name, address and other Personally
Identifiable Information online without parental permission. Although
the Platform is not intended for use by minors, LSBCA GLOBE respects
the privacy of minors who may inadvertently use the Platform and shall
delete their information upon intimation.
8.COOKIES AND WEB BEACONS
Cookies
are small pieces of information saved by your browser onto your
computer/mobile. Cookies are used to record various aspects of your
visit and to assist LSBCA GLOBE to provide you with uninterrupted
service. Web beacons are small graphic files linked to our servers that
allow us to track your use of our Platform and related functionalities.
We
also use or may use cookies and/or web beacons to help us determine and
identify repeat visitors, the type of content and sites to which a user
of our Platform links, the length of time each user spends at any
particular area of our Platform, and the specific functionalities that
users choose to use. Cookies and web beacons allow LSBCA GLOBE to
serve you better and more efficiently, and to personalise your
experience at our Platform. Cookies and web beacons are not used to
retain Personally Identifiable Information. From time to time, we may
also use additional methods of collecting data.
These cookies
also allow us and third parties to know whether you've seen an Ad or a
type of Ad, and how long it has been since you've last seen it. This
information is used for frequency capping purposes, to help tailor the
Ads you see and to measure their effectiveness.
You should be
able to control how and whether cookies will be accepted by your web
browser. Most browsers offer instructions on how to reset the browser to
reject cookies in the “Help” section of the toolbar. If you reject our
cookies, many functions and conveniences of this Platform may not work
properly.
9.DATA PROTECTION OFFICER
In accordance with
the Information Technology Act, 2000, EU GDPR, and all applicable rules
made thereunder, the Data Protection Officer appointed by LSBCA GLOBE
for this Privacy Policy is Mr. Saurabh Kamal, who can be reached at
saurabh.kamal@LSBCA GLOBE .com